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Lawsuit Against Student Loan Giant Navient Will Test Limits of Private Debt Discharge | Yahoo Finance
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Lawsuit Against Student Loan Giant Navient Will Test Limits of Private Debt Discharge | Yahoo Finance

A former student at the now-defunct ITT Technical Institute and his mother are suing student loan giant Navient (NAVI) over the company’s refusal to cancel his private student loans despite the U.S. government erasing thousands of federal student loans related to the notorious for-profit school. The case could set a precedent for defrauded borrowers seeking relief from privately-held loans (as opposed to federally-backed loans).

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Scammed Student Sues Navient, Asking for Cancellation of Debt he Took on to Attend For-Profit College | MarketWatch
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Scammed Student Sues Navient, Asking for Cancellation of Debt he Took on to Attend For-Profit College | MarketWatch

For roughly a decade, Jorge Villalba has been contending with student debt that he believes — and the government has confirmed — he was illegally misled into borrowing. Villalba, 39, attended ITT Technical Institutes, a major for-profit college chain, from 2006 to 2010. Just six years after he graduated, ITT filed for bankruptcy, amid allegations the school used misleading job placement and graduation rates to convince students to sign up for classes and take on the loans that would pay for them.

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Trump Administration’s Handling of Stalled Student Debt Relief Claims Threatens Proposed Settlement | Washington Post

A proposed court settlement between the Trump administration and defrauded borrowers is in jeopardy after the administration revealed its widespread denials of requests for student debt cancellation. Ninety-four percent of the debt relief claims the Education Department has processed since reaching the agreement in April have been rejected, the department said in a court filing last week. The federal agency issued 78,400 decisions, of which 4,400 were approved and the remainder denied.

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“Attacking the Concept of Debt” | Harvard Magazine

Only a few years ago, Douglas Jones, who worked night shifts as a security guard at a nursing home in Roxbury, was hesitant to spend even $10 more than his typical budget allowed. Payments on his student loan debt were being withdrawn directly from his bank account. If the balance was short—for instance, if Jones hadn’t managed to get 40 hours at his job that week—the bank charged an overdraft fee. The debt had ruined his credit score and he hadn’t had a credit card in years. “They were even taking money I didn’t have,” Jones says. “It was stressing me the hell out.” Along with millions of other Americans, Jones had fallen prey to the for-profit college industry, which is in essence a two-pronged system—federal loans at one end and for-profit schools designed to access those loans at the other.

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Student Loan Truth: Chelsea’s Art Institute Story | Blog

After her 8 years in the Army, Chelsea Mack wanted to pursue her passion in fashion design and enrolled in the Art Institute of Seattle. She soon realized that her education wasn’t the prestigious one she was promised. Now, she wants the Art Institute of Seattle to be held accountable, but it shut down in 2019.

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